FCCT Silver Anniversary

25th Silver Year in Consolidating and Merging, The FCCT Way

FCCT Cares

Agri-business plays a pivotal role in global economies, encompassing various facets of agricultural production, processing, marketing, and distribution. Its significance lies in several key areas:

Agricultural Project

Agricultural Project

Rudy Labao

Rudy Labao

Takakura, Vegetable Farming, Fattening, Layer

Gerald T. Tagupa

Gerald T. Tagupa

Takakura, Vegetable Farming, Layering, Fattening

Melecia Arador

Melecia Arador

Takakura Composting and Swine Raising

Antonio G. Besañez

Antonio G. Besañez

Takakura and Chicken Layer

Jennifer Honey T. Sottis

Jennifer Honey T. Sottis

Takakura Fertilizer

Anecito P. Rivera

Anecito P. Rivera

Takakura Fertilizer

Takakura with Gerald

Takakura with Gerald

Making of Takakura Fertilizer Using Chicken Manure

Florecita G. Cogtas

Florecita G. Cogtas

Vegetable Farming and Swine Raising

Harold Olimba

Harold Olimba

Lettuce Production via Hydropnics and Aquaponics

Judita C. Andrade

Judita C. Andrade

Hog Fattening and Swine Raising

Branches

Cebu South

Lutopan
Cantabaco
Sangi
Pinamungajan
Carcar

Cebu North

Balamban
Tuburan
Tabuelan
Daanbantayan
Bogo
Madridejos

Negros

Escalante
Calatrava
San Carlos
Guihulngan
Manjuyod

Bohol

San Miguel

Products and Services

Lending

Microfinance

It’s a way to support people, especially in developing areas, to start or grow small businesses, manage expenses, and improve their livelihoods.

GROWCap

The intended clients and users of Micro Business Loan are all regular and associate members of FCCT who are enterprising poor and micro-entrepreneurs in the field of micro-trading, microproduction, micro-service and in agriculture-related industries

Stability

A Stability Loan client is a graduate of GROWCap Loan or the near to EXPANSE client who is engaged in the business of trading, production and service either in commercial or agribusiness sectors.

EXPANSE

EXPANSE clients are the regular and associate members of FCCT having small enterprises
belonging to the sectors of agriculture, service, manufacturing, trading and the like; existing/operating for at least three (3) years; with business assets ranging from ₱ 1.6 Million to ₱ 15 Million; employs 10 to 99 persons including paid family members

BLOWER

BLOWER Loan is for bonafide Barangay Officials, private and public workers who are dependent on wages, salaries or honorarium to sustain their basic household needs.

BeLL

BeLL is a penetration strategy loan designed for areas with markets teeming with 5-6 loan operators. It employs the usual 5-6’s simple system that is already being adapted by clients but with huge
difference on the manner of distributing benefits of interest proceeds

Savings

WISE

Withdraw-able Savings made Easy (WISE) Deposit is a peso savings account that is accessible on demand. It is a safe extension pocket of the client for his/her cash needs. WISE is a requirement of every member of FCCT for him/her to be able to avail of other services offered by the coop.

FAST

Future Active Savers on Track (FAST) is a peso savings account for children aged 3 to 17 years old.

Multiplier Deposit

Multiplier Deposit is a savings facility where a client saves his/her earnings for a specific occasional and productive purpose. This deposit instrument enables the depositor to earn higher-than-average interest rate for a specific period of time

PESO

Pension and Education Savings Opportunity (PESO) is a long-term, locked-in special savings facility that performs as a pre-need plan specific
for education or pension. Its competitive interest is pre-determined for a fixed term.

Insurance

LPP

Loan Protection Plan (LPP) is a loan insurance product for all types of loans that will be applied at FCCT through a backing from an insurance company. This is to ensure that the loan will still be fully paid even if the borrower passes away.

Life-Savings

This is group term life insurance coverage for depositors of FCCT. It is designed to give life insurance benefit equal to the amount of share capital/fixed deposit and savings of members.

Multiplier Deposit

Multiplier Deposit is a savings facility where a client saves his/her earnings for a specific occasional and productive purpose. This deposit instrument enables the depositor to earn higher-than-average interest rate for a specific period of time

Other Services

INTEGRATED FARM

FCCT Integrated farming offers a multitude of benefits for clients. It maximizes land use efficiency by combining various agricultural activities like crops, livestock, and aquaculture. This approach promotes sustainability, reduces input costs, optimizes resource utilization, and diversifies client’s income streams.

Save and Shop (Consumers)

Save and Shop offers numerous benefits our Coop members. These include access to discounted prices, special member-only deals, the ability to participate in decision-making, receiving dividends or patronage refunds based on purchases, fostering a sense of community ownership, and supporting a business model focused on mutual benefits rather than solely profit-driven motives.

Spring Water Refilling Station

FCCT Spring Water Refilling Station offers numerous benefits to the communities. Firstly, we provide easy access to clean and safe drinking water, promoting better health and reducing the reliance on single-use plastic bottles. These stations are cost-effective, offering affordable water options to residents while also minimizing plastic waste, contributing positively to environmental sustainability.

SMAP Learning Center

St. Miguel Agustin Pro Learning Center offers numerous benefits to our communities. We provide educational support and resources for students of all ages, helping them excel academically. Our Learning centers often offer tutoring, mentorship, and specialized programs, fostering a positive learning environment.

Vision

An impressive-sustainable cooperative with vibrant socio-economic programs & services, empowered, resilient and environmentally compliant communities

Mission

To provide ladders of socio-economic opportunities with programs geared towards ecological balance for the empowerment of low and middle-income households

Core Values

Perseverance
Honesty
Respect
Innovativeness
Leadership

MEMBERSHIP/ LINKAGES/ AFFILIATION

Cebu Credit Surity Fund
ABOITIZ FOUNDATION
DA-KADIWA PROJECT
THE CHOCOLATE CHAMBER
LAND BANK OF THE PHILIPPINES
CARD, INC
PHILIPPINE CARABAO CENTER
DEPARTMENT OF TRADE AND INDUSTRY
Small Business Corporation
PUM NETHERLANDS
NATIONAL DAIRY AUTHORITY
DEPARTMENT OF SCIENCE AND TECHNOLOGY
NATCCO NETWORK
DEPARTMENT OF AGRICULTURE (DA)
AGRICOOPH
AGRICULTURAL TRAINING INSTITUTE
COOP NATCCO
DA-ACPC
VIRGINIA FARMS
CEBU TECHNOLOGICAL UNIVERSITY