First Consolidated Cooperative Along Tañon Seaboards

It’s a way to support people, especially in developing areas, to start or grow small businesses, manage expenses, and improve their livelihoods.

The intended clients and users of Micro Business Loan are all regular and associate members of FCCT who are enterprising poor and micro-entrepreneurs in the field of micro-trading, microproduction, micro-service and in agriculture-related industries

EXPANSE clients are the regular and associate members of FCCT having small enterprises
belonging to the sectors of agriculture, service, manufacturing, trading and the like; existing/operating for at least three (3) years; with business assets ranging from ₱ 1.6 Million to ₱ 15 Million; employs 10 to 99 persons including paid family members

BLOWER Loan is for bonafide Barangay Officials, private and public workers who are dependent on wages, salaries or honorarium to sustain their basic household needs.

Withdraw-able Savings made Easy (WISE) Deposit is a peso savings account that is accessible on demand. It is a safe extension pocket of the client for his/her cash needs. WISE is a requirement of every member of FCCT for him/her to be able to avail of other services offered by the coop.

Future Active Savers on Track (FAST) is a peso savings account for children aged 3 to 17 years old.

Pension and Education Savings Opportunity (PESO) is a long-term, locked-in special savings facility that performs as a pre-need plan specific
for education or pension. Its competitive interest is pre-determined for a fixed term.

Loan Protection Plan (LPP) is a loan insurance product for all types of loans that will be applied at FCCT through a backing from an insurance company. This is to ensure that the loan will still be fully paid even if the borrower passes away.

This is group term life insurance coverage for depositors of FCCT. It is designed to give life insurance benefit equal to the amount of share capital/fixed deposit and savings of members.

FCCT Integrated farming offers a multitude of benefits for clients. It maximizes land use efficiency by combining various agricultural activities like crops, livestock, and aquaculture. This approach promotes sustainability, reduces input costs, optimizes resource utilization, and diversifies client’s income streams.